CEO's of the Year 2022

They say, “Motivation gets you going, but discipline keeps you growing. That’s the law of consistency. It doesn’t matter how talented you are. It doesn’t matter how many opportunities you receive. If you want to grow, consistency is the key.” Success or simply something you desire to happen isn’t gonna occur overnight or just by thinking about it. There is a major role in consistency and dedication to get a dream come true and a plan reach to its final destination.

Business Connect is a platform committed to bringing the best of both worlds on stage for our global readership panel. We are renowned to introduce some outperforming ventures and their leaders who are not only setting great standards in the market but also inspiring next-gen entrepreneurs to stand by their dreams. Here again, we are back with our exclusive edition of the month comprising some outstanding ventures’ success stories. In this context, our editorial board had a joyful virtual meeting with the leadership panel of Ascentia Services LLC. The Chief Strategy & Business Officer of the company, Dr. Soloman shared numerous lesserknown facts about the company. We truly hope and desire that this fascinating read will add some extra value to the lives of our global readers. Every narrated story in the edition has the power to encourage budding leaders to break barriers and chase their dreams. So get ready to give your mind some food for thought and let’s dive into the ocean of motivation.

At last, I would like to bid farewell with some of my all-time favorite words by Ellen Mensap, “Know that your success is based entirely on your attitude, your commitment, and the self discipline.”

Keep shining!

Gulshan Parveen gulshan@businessconnectindia.in

NO MOUNTAIN IS BIGGER THAN YOUR STEPS, BUT IT’S ALL ABOUT FINDING THE BEST OUT OF THE WORST…

Vol - 5 | Issue 5 |December 2022

Publisher & Editor : Abhishek Kumar Dubey

Editorial Team

Indranil Roy | Kajal Dobhal | Sugandh Bahl | Gulshan Parveen | Dr. Amit Mishra Avishek Singh | Kriti Anand | Sanjay Kumar

Business Head ASHISH KUMAR

Senior Marketing Manager Sonia Tiwari

Senior Relationship Manager Reshmi Mishra

Corporate Team

Satyam Singh | Sunny Pathak | Asha Dudeja | Pradeep Pandey | Reetu Chauhan | Komal Verma Sudha Gupta | Javed Khan | Vikash Kumar | Archna Pawar | Mohit Rathee | Abhishek Mishra | Kazim Barati Co-ordinator (Business Connect-Clients)

Anita Kumari | Priyanka Gupta Data Research & Analysis

Satyam Tiwari | Amit Kumar | Anita | Ravinder Singh | Rahul Kumar | Sweta | Shweta Kumari Prince | Virat Tiwari | Ritika | Rekha | Simran | Khusboo | Hitesh | Raja

Finance Team Monika Aggarwal | Gaurav Singhal | Jyoti

Creative Director ASHUTOSH OJHA

Creative Team

Rajat Pathak | Sakshi Negi | Vishant Saroj | Pawan Yadav Legal Affairs Mukesh Kumar Human Resources Nivedita Basu

Digital Marketing Manager Anurag Tiwari

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AIG, who on the spot asked Ty to join AIG.

In 1983 Ty joined AIG as, of course, a litigator, but soon found out that a game composed of winners and losers at trial was not for him. He liked win-win solutions, preferably creative ones that has never been tried before. As Ty puts it, if you want to succeed in business the easiest thing to do is to pick a field with not a lot of competition, and then become the best at it. Insurance has never been known for being innovative so staking a claim to be considered one day the most innovative person in the insurance industry seemed like low hanging fruit. Besides, Ty really liked doing things differently. For instance, when at AIG Ty was asked to estimate the amount of losses his insured directors and officers policyholders would suffer as a result of lawsuits arising out of the Y2k crisis, he also saw an opportunity to create a new insurance product. AIG created Y2k Insurance for company executives adding millions of dollars of new premium to the bottom line. This, in turn, led to Ty examining the Internet as an once in a century phenomenon that would bring tremendous change in the economy and to society. To Ty that meant new risks and new risks meant an opportunity to create a new insurance policy. Ty become the Chief Operating Officer of AIG’s new eBusiness Risk Solutions division and created Cyber insurance, now a 3 billion dollar industry. A few years later AIG senior management asked Ty to head up innovation and product development for AIG globally.

In 2012, at the age of 54 and after spending almost 30 years in legacy insurance companies, Ty decided to

it out on his own

Innovation Insurance Group where he would work to create new types of insurance products, and insurance models. Soon IIG became the “go to” place if you needed an insurance product to run your business that simply didn’t exist.

An example will illustrate the point. An entrepreneur had a business valuing intellectual property like company patents. He went to the banking industry and suggested that they could increase sales by loaning companies money based on the company’s intellectual property which the entrepreneur would value for the bank. The bank said “we don’t trust your valuation”, and refused. Later the entrepreneur went back to the banks, and said, “What if my valuation was guaranteed by an insurance company? Then if the loan falls, you’d just have to lay a claim to the insurance company and they’d pay you out.” The banks said that they would consider. So, the entrepreneur went to a large insurance broker and asked for an “intellectual property collateral guarantee” insurance policy.The broker said that such a product did not exist and referred the entrepreneur to Ty. Ty created the one and only Intellectual Property Collateral

When the bitcoin industry starting heating up in. 2014, it should be no surprise that Ty created the first bitcoin

Lemonade was not so much about new products, but a new business model, a completely new way of conducting insurance. In May 2015, two Israell entrepreneurs, Dan Schreiber and Shai Wininger, came to Ty with an idea: They wanted to create a company in the insurance industry called Lemonade, which had something to do with community. After spending three days brainstorming the idea in Israel, Ty agreed to come on board as employee #3 and the company’s Chief Insurance Officer.

Lemonade became the first licensed and regulated InsureTech insurance carrier in the United States and is widely viewed as one of the founding companies of the InsurTech phenomenon. Geared toward millennials,

Lemonade would sell homeowner’s and renters insurance in seconds through an mobile app, pay claims as fast as 3 seconds and give all excess profits to charity. In less than three years it became the number 1 new business insurer of rental insurance in New York and other major markets and obtained “unicorn” status, a term referring to a private company with a valuation in excess of $1 billion.

After working with Lemonade for four years and writing a book, The Making of Lemonade (available on Amazon), about it, Ty retired from Lemonade and went back to find and launch the “next Lemonade.” As Ty says, “What I do for a living, what I enjoy doing, is creating, bringing something from zero-to-one.”

TY TODAY Ty created Innovation Insurance Group in 2012, after leaving Corporate America after thirty years, and then dove into the adventure of Lemonade, and when that adventure was over, went back to help the insurance industry continue to innovate and create in a postInsurtech world.

Today Ty Sagalow, the 36-year veteran of legacy insurance and one of the founding individuals of the Insurtech industry, is working on making this transformation possible by giving speeches, doing book tours, and urging people to think differently. He has been interviewed on the topic of innovation and insurance by many organizations, speaking about Lemonade and InsurTech, and the changes that the insurance industry has to make in light of the societal changes that has accurred over the last ten years.

And, of course, Ty is back helping form new companies. He is the Co-Founder of Assurely, an Insurtech MGA which provides directors and officers insurance to crowdfunding and online capital raising companies, a Partner in Profound Specialty, an insurance program administer specializing in unique coverage like professional jockey accident death and disability, and the Chief Insurance Officer of BlockRe, a technology and insurance broker serving the cryptocurrency and blockchain space.

No one can foresee what the future of the insurance industry will be but what can be certain is that with Ty Sagalow as part of it, it is bound to be interesting.

strike

forming

Kriti Anand | Business Connect

INSURANCE ENTREPRENEUR Company of the Year 2019

Ascentia Services LLC, UAE

Gulshan Parveen | Business Connect

Business Connect is renowned for its exclusive edition of the month in which we bring some leading ventures of the business world to one platform. And here again, we are back with our upcoming theme, and the most exciting part of this edition is the cover page for which our editorial team had an interesting and joyful virtual session with the leadership panel of Ascentia Services LLC. The leadership panel of the company shared numerous lesser-known facts about the company and also spilled some beans on their overall entrepreneurial journey so far. We truly hope and desire that this fascinating read will add some extra value to the lives of our global readers and will encourage the budding leaders out there to chase their dreams.

COMPANY PREFACE

Giving a detailed introduction of the company, Dr. Soloman quips, “Bringing Success to your Business was the idea of Ascentia Services LLC, a UAE-headquartered provider of unified customer happiness, customer experience with contact center services, and customer journey through digitization and technology advancements. We make the processes simpler and revenue generation oriented with our conventional tools.” with the need for RPA(Robotic Process Automation) based Customer services & happiness journey in the industry across the United Arab Emirates, GCC, India, and Canada. Framing process automation and making it robotic enhances the value proposition of every domain and industry. Our core team revolves around the innovation and integrity factor with a diverse culture which energies our think pad to develop, explore and excel with expertise. The Company, Ascentia Services LLC. leadership deck navigates cross-functional domain expertise. Ascentia Services onboard the best talents and train them on the best skills to design the architecture for every line of business for service delivery. Ascentia`s Omnichannel tools and conventional methods are the best designed across the industry with adaptability and acceptability for all channels of businesses.”

He further adds, “My motivation behind conceptualization of this establishment is the contribution in redefining the industry with the culture of Integrity and innovation in Customer Journey and Experience. Ascentia Services LLC, The company redefined the measures it took for more meaningful customer engagements. Ascentia presented an opportunity, contributed for businesses to rethink everything from technology and business operations to flexible work arrangements and customer service. Incremental improvements won’t suffice. Companies that balance protecting the business today while retooling for tomorrow will outsmart the other players and thrive beyond the pandemic. Ascentia contributed to the road to a more resilient future with its omnichannel and digital solutions in redefining the industry standards with active competition, providing consultative expertise to clients and internal stakeholders, pipeline generation, business and services transformation, identifying and creating forward-looking solutions, and developing innovative differentiators in support & services leading to Customer Happiness across the industry.”

Crafting the future Business World in Innovation and digital transformation with

Dr. Soloman K.

Chief Strategy & Business Officer

EDGE IN THE REALM

Dr. Soloman affirms, “Ascentia Services marks its uniqueness by differentiating the fact of delivery through a flexible model of the process approach, deep dive in the integration to make the customer service lead the customer journey to achieve the pinnacle of customer experience showcasing the customer life cycle value directly linking with profit and loss of the business.”

To make our ideas innovative & unique in the market, the company considers the 5 factors:

• Relative advantage: Is it better than what it’s replacing?

• Compatibility: Is it compatible with the way people currently do things?

• Complexity: Is it too complex to use?

• Trialability: Can you try it in small capacity/intervals/ periods?

• Observability: Can you watch other people use it?

“We specialize in a revenue-based model using conventional methods and tools. Ascentia Services leadership deck navigates cross-functional domain expertise. We, as Ascentians, sell our ideas, expertise, and hard work to one another. Ascentians understand that our integrity is the lasting quality in all the work that we do. It establishes our reputation and promotes the credibility of our efforts. Ascentians believe in Innovation comes as a result of harnessing technology in intelligent ways, whether that’s to accelerate or automate processes, build new tools or create new products and services. So, in essence, innovation could be seen as a catalyst for positive change. Our trusted approach is to use the ADKAR framework to communicate the value of your change proposal, Awareness, Desire, Knowledge, Ability, and Reinforcement,” says the leader.

SYNCH WITH TREND

Dr. Soloman always believed in the fact of truth that if you need change take the first step. Sustainability is one of the highest priorities on today’s CSO agenda. To sync with the current market trend the following should be pursued:

• Sustainability - This mindset drives companies to develop innovative ways to manage resources, including new products and services. Ultimately, this increases business flexibility, allows companies to rapidly adapt, and drives sustainable growth.

• Competition & Feedback - initiatives include efficiency measures, greener transportation, renewable and clean technologies, and digital tools that give end-to-end visibility.

• Adopt transparency - Companies must communicate transparently about the footprint of their brands and products to build reputational and competitive benefits.

• Forge Innovative partnerships- The rise of precompetitive organizations and technology-enabled community platforms demonstrate the need for industry leaders to collaborate to solve today’s pressing challenges.

• Use data and digitization - “Data is the new oil; it’s a new currency, a new way to monetize and create value in our businesses,” Data is changing the way companies think about products, technologies, and systems. The result is more sustainable business models, with predictive capabilities.

“Quantifying outcomes and impact in both quantitative and qualitative terms is very important: Approaches used for integrating and reporting across different scales of work also need to address complexity or they risk perpetuating over-simplified understandings of program logic and development which will not be useful. For Ascentia it is helpful to examine the potential improvements from four essential angles: productivity and speed, reliability, risk, and talent acquisition and retention. Inefficiencies in any of these areas can choke an organization’s ability to achieve scale. “Ascentians always try to challenge conventions, create experiences beyond expectation, and deliver outcomes unimagined for our clients, their customers, and staff. Ascentia’s goal for different targeted industries is to be recognized as (OSS) One Stop Solution for unified customer happiness & customer experience across the globe. Our goal is in the ink of our mission: dedication to the highest quality of customer service delivered with a sense of digitization and company spirit.”-Dr. Soloman.

GRISP ON TECHNOLOGY

Spilling some beans on his perception of research and development, the visionary leader affirms,

Evidence indicates that investments in research and development have large returns in terms of growth. R&D yields new products, improving the quality of life, and new processes, enabling all types (MSME, SME, and LSME) of firms to reduce costs of production and become more competitive. R & D is a catch-all phrase used to describe the process of a business obtaining new knowledge. That may be to build new products, streamline operations, or improve a firm in other ways. Overall, R & D is about encouraging and fostering innovation. Ascentia`s success has been fostered with Basic R&D for learning and knowledge base and Applied R&D on the other side of the coin for implementation at different decrees of the innovation and expansion towards customer journey and experience.

Sharing his views on tech inclusion in the space, he adds, “The more adversity you go through, the more you can get through. Technology inclusion in the space is very critical and important. Ascentians an equal opportunity employer that is committed to practicing and promoting diversity, inclusion and equality in the workplace. We want to lead by example in making innovation and customer experience technology a more inviting and accessible industry for all. Ascentia Services LLC consists of diverse employees, a company that flows with unique ideas, valuable perspectives, different experiences and a high level of compassion; essential elements which are less abundant when the employee pool is ‘one size fits all’. Ascentia has been hosting workshops with our Leadership Teams and People Managers on how to approach all business aspects with diversity and inclusion in mind.”

ORGANIZATIONAL CULTURE

• Ascentia`s work culture best describes in 3 words progressive, nurturing, and motivating: Company culture refers to the overall personality and character of an organization. It describes how team members interact, collaborate, and work alongside each other in the workplace.

• Progressive: Ascentia promotes innovation and creative thinking. High-growth startups often embrace a progressive company culture because it increases productivity and encourages new ideas. Employees who work for progressive companies have the freedom to explore different concepts, develop new skills and collaborate. Progressive companies often move quickly from one idea to the next, which requires employees to be flexible. Building a progressive company culture can help you increase production time, promote teamwork and foster a sense of trust within your organization.

• Nurturing: Ascentia offers employees the ability to grow within the organization. Employees may have opportunities to participate in workshops, attend networking events, enroll in educational classes or work closely with a mentor. By investing in your workforce, you can make individuals feel valued. Nurturing company culture can also improve the quality of your products and services, encourage innovative thinking and increase your employee retention rate.

• Motivating: Ascentia is one where the organization focuses on energizing and inspiring its employees to achieve performance and business goals to support the growth of the company and encourage employees. Motivation in the workplace inspires progress and pushes teams to excel.

MILESTONES TO BOAST OF “Although I believe every achievement is great for learning, my greatest achievement and “One of the biggest milestones was to achieve the ‘sustainability the new bottom line’ the road to a more resilient future with its omnichannel and digital solutions in redefining the industry standards with active competition, providing consultative expertise to clients and internal stakeholders, pipeline generation, business, and services transformation, identifying and creating forward-looking solutions, and developing innovative differentiators in support & services leading to Customer Happiness across the industry. The life of a CSO is busy, tumultuous, and unpredictable. Likewise, being a CSO often means the whole 9-6 system goes out the window. However, I have found certain grounding techniques, which have proven invaluable in the effort to further my development while running a business in turbulent weather and minus-degree economic scenarios. In this course, I could achieve and accomplish to bring enough sustainability to the business making it strong and firm from the core value and drivers of innovation to the competitive world,” adds Dr. Soloman. Dr. Soloman feels happy in his heart with a deep satisfaction for successful accomplishment of the following:

• Versatile and dynamic approach to set up the first ever unified solution center for the banking sector with 350 branches and 7 regional hubs centers providing a 360-degree customer happiness and experience across all the LOB`s.

• Successful deployment of Cross functional domain execution spread across 4 different multi location sites all revenue based and Customer satisfaction.

• Project development, Transition and execution across multi location with unified approach to business thru operational excellence and Lean methodologies.

• Launch of Business products OSHS and OSTS giving a big leap in the EBITDA margin and P&L.

• Successful launch of (Geo-on Demand) - Geographic delivery on demand for e-commerce business.

• Not to forget, most importantly, I shed the skin of my old life and stepped into the new me that confidently manages the business as a strategic leader.

•

THE FUTURE AHEAD

Ascentia Services’ future foresight might lead to long-term strategy, research and development investment, and acquisition strategies. Ascentia plans to go with global expansion in Asia pacific region, Strong GCC & MENA geographic zone, and across continents in Australia and UK. In the next five years, Ascentia services will go deep and strong in expansion and position itself as the major player in the international market.

Ascentia is all geared toward the need to be inspired beyond pure trend extrapolation. It’s the only way to have a powerful impact on future consumer and customer behaviors, thus profoundly changing the needs we may have for products and services. The foresight process looks at long-term trends both regionally and globally and also should include individual catalysts and expert and provocateur stimuli, which are designed and selected to challenge and shift future expectations. A strong Foresight approach explores the contradictions and paradoxes in market data to build unexpected future scenarios – rather than ignoring that which is disparate. The only way to be successful is to be able to build new, advantaged knowledge -what others do not know but discover through powerful designs.

WORDS OF WISDOM

Before signing off, the enthusiastic persona affirms, LORD GOD ALMIGHTY has a plan for you. So, execute the plan with your wisdom and knowledge. “Don’t limit yourself. Many people limit themselves to what they think they can do. You can go as far as your mind lets you. What you believe, remember, you can achieve. Always remember that your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do.” In the end do all the great work with passion and trust in the LORD GOD ALMIGHTY for the results.

Soloman K. Chief Strategy & Business Officer

www.linkedin.com/in/solomank

Dr.

WELL-KNOWN

AND THEIR

1. Supam Maheshwari, FirstCry

Funding amount: US$69 million

Key Official: Supam Maheshwari

Industry: Ecommerce Products: Baby products

STARTUPS

SUCCESS STORY

Supam Maheshwari is an Indian Institute of Management (IIM), Ahmedabad graduate and he acquires his further studies from Delhi College of Engineering as well. He started his venture for FirstCry, baby products online retailer, in Pune in 2010. Nine years ago, when the market choices for baby products in India online and retail both were quite limited. He used to buy a lot of products for his son only on his business trips abroad.

Therefore, he discovered an opportunity for such a platform and established FirstCry.com. As he began researching further in this market, he figured that the baby and kids industry in India had an approximate turnover of about Rs.50, 000 Cr and 95% of these sales were offline by the stores

2. Yashish Dahiya, Policybazaar

Funding amount: US$78.3 million

Key Official: Yashish Dahiya Industry: Fintech Products: Insurance and Policies

Yashish Dahiya, CEO & Co-Founder, PolicyBazaar.com holds trio in education. A Bache lor’s Degree in Engineering from IIT Delhi, Post Grad Diploma in Management from IIM Ahmedabad, and an MBA from INSEAD. Yashish started his career as a Business Unit Head at Illinois at a position of Tool Works and later moved on to the Bain & Company to work as a Management Consultant.

Before starting his entrepreneurial journey with the most well-known company PolicyBazaar.com, he worked with First Europa,which is a Global Online Insurance Broker company. He worked as their CEO. He is an alumn of two of the country’s top colleges – IIT Delhi and IIM Ahmedabad - Yashish being a CEO of PolicyBazaar likes to call himself a hugely risk-averse person. Yashish states that “Of course he is always excited about insurance because it’s all about risk and risk management is his favorite consultancy.

3. Kavin Bharti Mittal, Hike

Funding amount: US$86 million

Key Official: Kavin Bharti Mittal

Industry: Social networking Products: Freeware application

Hike Messenger App by Kavin Bharti Mittal, got launched globally on 12-12-12 and was made available in more than 100 plus countries. The Delhi-based face behind the scion of the huge Bharti Group, son of Sunil Mittal, Bharti Airtel established a peculiar special platform - Hike.

By starting this app every week his personal prepaid account runs out of data due to heavy internet usage. Later on, he purposefully chooses to keep a prepaid number on a low-end smart phone in order to finally identify the data related problems faced by India’s Hike mobile app users. Hence, he founded that there is almost 95 percent of whom are on pay-as-you-go packages. Afterward, they started a co-creation exercise with their users wherein they properly look at the real-time feedbacks from their users for the development of their application.

4. Abhinay Choudhari, BigBasket

Funding amount: US$95 million

Key Official: Abhinay Choudhari Industry: Groceries, eCommerce Products: Wide range of Grocery

Bangalore based CEO of BigBasket, Abhinay Choudhari founded BigBaskate (BB) in 2009 by Abhinay Choudhari, Hari Menon, and Vipul Parekh. Together their trio has scaled up the name BigBasket to be the largest online grocery platform in India.

Long-time before Flipkart tapped into the retail industry for online products, a group of people like Abhinay Choudhary fuelled with passion to create and experience on founded the Big Basket as the country’s first online shopping platform which revolutionized the way of buying groceries to people. This platform establish es a unique mark in every way, the story of how Big Basket came to be is also motivating startups in India.

5. VSS Mani, JustDial

Funding amount: US$103.2 million

Key Official: VSS Mani

Industry: Search Products: Market search services

Founded in the year 1996 by VSS Mani, Just Dial is a Mumbai-based company that tends to be biggest search engine for the local market. It generally offers classified listings of small businesses for an annual fee and it can be used to make small businesses well known. People can easily search for local and every business via phone, subscription SMS, the website, or now through the mobile app of Just Dial.

Justdial is India’s Market finding search engine for local search which initially started as a classified website to list your busi ness but as of now it’s transformed into a local search engine. Today, it employs around 9,000 employees in 15 different offices, which are spread across the country. It has also sets record for 12+ million listings in its database that are offering market services in more than 2000 small and big cities of India. The company receives a huge count of over 1.9 million calls on daily basis for the search-related causes. Other than this, number of online searches that were listed over the website was recorded to be 1125.7 million for the year 2012-2013. Hereby, form that phase the company is growing day by day and has seen almost 1.16 million unique visitors on a daily basis contributing to 7.22 million daily page views.

Here are the list of few more successful entrepreneurs that remark with their startup story in the Indian market

• Sanjay Sethi of ShopClues, Gurgaon

• Ritesh Aggarwal of OyoRooms – A formidable hotel indus try

• Phanindra Sama of Redbus – A ambiguous transport ser vice provider

• Albinder Dhindsa of Grofers – A wide range of grocery platform

• Deepinder Goyal of Zomato – Best food chain restaurant services provider

• Pranay Chulet of Quikr – Platform for buying and selling old goods

• Vijay Shekhar Sharma of Paytm – The biggest e-com merce payment system and digital wallet.

• Bhavish Aggarwal of Ola Cabs – Tremendous transporta tion service provider

• Kunal Bahl of Snapdeal – Man Behind everyday eCom merce shopping online

• Sachin Bansal of Flipkart – Cordial leader who forces Ecommerce retail services

• Kunal Shah, of FreeCharge – Financial marketplace for Recharge and Bill-payments

• Sahil Barua of Delhivery – The most renowned logistic service providers

• Ambareesh Murty of PepperFry - Online Furniture Shop ping platform

• Amit Jain of CarDekho – Platform for buying and selling Used Cars Online

• Richa Kar of Zivame – A lady behind the biggest night wear and women’s undergarment provider

• Ashish Goel of UrbanLadder – A High-Quality Furniture products provider

AGRANDO GMBH

REDEFINING TRADITIONAL FARMING ACROSS EUROPEAN MARKET

JONATHAN BERNWIESER CEO

Regardless of how the era has shifted from manual to automation or how new businesses have emerged as growth drivers, agriculture will always be the cornerstone of economic development. And it’s no epiphany that modern agriculture needs more innovation inclusion. Across the world, Germany has the highest and most eye-catching innovations for its fields and farms. Self-driving tractors, milking robots and feeding machines are some of the standard equipment available to farmers. Smart farming practices built on digital technologies are substantially enabling resource-saving farming. Digital technologies have also brought suppliers and consumers closer. It has created the opportunity for innovative marketplaces to replace the traditional ways of connecting. Agrando, an Agtech firm, is reinventing the agriculture trade through digital innovations. Its innovative solutions are bridging the gap between farming partners and digitizing agricultural retail across Europe.

Regardless of how the era has shifted from manual to automation or how new businesses have emerged as growth drivers, agriculture will always be the cornerstone of economic development. And it’s no epiphany that modern agriculture needs more innovation inclusion. Across the world, Germany has the highest and most eye-catching innovations for its fields and farms. Self-driving tractors, milking robots and feeding machines are some of the standard equipment available to farmers. Smart farming practices built on digital technologies are substantially enabling resource-saving farming. Digital technologies have also brought suppliers and consumers closer. It has created the opportunity for innovative marketplaces to replace the traditional ways of connecting. Agrando, an Agtech firm, is reinventing the agriculture trade through digital innovations. Its innovative solutions are bridging the gap between farming partners and digitizing agricultural retail across Europe.

IN A BRIEF LOOK

Agrando is an online marketplace that enables farmers to buy products for farming. It connects agricultural retailers, including farmers, traders, and manufacturers, to buy and sell necessary farming products, like seeds, fertilizers, animal feed, Plant Protection, fuels and much more. It offers a sustainable agriculture market where partners can do business and succeed. Agrando has a multilingual and motivated team that sees the company as a way of the future. The team comprises specialists (programmers, analysts, marketing, and sales professionals) with a keen interest in modern agriculture and digitization. The farmers work with this team, which aims to revamp and make this traditional business internationally competitive.

BRINGING INTO THE SPOTLIGHT

Agrando was founded by Jonathan Bernwieser, in 2017, in Munich, Germany. Raised in Southern Germany, Jonathan, one day, saw his father piled up with invoices. He realized his father was handling thousands of euros and managing his agriculture business from the kitchen. As the son of a farmer, he wanted to reform this traditional structure and shape it for the future. After multiple trials and error for five years and studying business informatics, he found the silver lining in digitization - This led to the birth of Agrando. Seeing his idea mushrooming for the past 3 years, Jonathan is proud. He says, “Seeing my father that day, I realized for the first time how far agriculture had yet to come to use digital technology. Or to put it another way: How

Indranil Roy | Business Connect

grand the potential of digital agriculture really was.” It’s assisting firms to achieve digitization and master futuristic issues in just three years, regardless of whether their focus is regional or national or whether they prefer to work online or conventionally. It also provides tailored consulting to make digital agricultural trade accessible, ensuring that they have every information they need to make informed decisions. It has operations in Kosovo as well.

IN LINE WITH AGRICULTURAL SHIFTS

Along the chain, from farm to fork, digitization changed, improved, or influenced almost every process. Be it soil management, tracking animal health and productivity or field management during planting, growth, and harvest: digitization covers everything. In this chain, however, the section for procuring farm needs did not receive that much attention. Neither did accounting, documentation, and other parts of basic business administration. Communication and information are the silver lining. And with digitization, access to information and connectivity becomes much easier. It also allows farmers to focus on business decisions along with research and farm work.

Being a pioneering agricultural marketplace, Agrando stays complacent to these sustainable concepts. While there are other retail platforms in the region, it provides unrivalled support to farmers. As a result, it is more than an agricultural input; it is a reliable business partner who helps farmers become more efficient. Its team works with farmers who are tech-savvy and even those who are not. Agrando is a crossplatform marketplace, and users can avail services & support for all kinds of agricultural needs. The comprehensive setup has attracted a lot of traditional businesses and ecological farms that operate on a regular or part-time basis. Jonathan further adds how their platform has been a breakthrough. He says, “In southern Germany, the landscape includes a lot of smaller, family-run farms – like other countries in Europe, which is why we started here and are expanding to Europe further.”

Agrando is a product-driven company with a one-of-a-kind setup. It is committed to R&D and has an in-house team of specialists, including agriculturists, data scientists, etc. They work together not only to develop software and improve their services but also to support one another at internal workshops, eliminating the dependency on outside agencies.

AN UNORTHODOX CAREER OPPORTUNITY

Agrando is on a mission, unlike any other forward-thinking digital company. And ambitious aims demand creative minds, which is why Agrando has assembled a strong team of 160 people from more than a dozen nationalities. More than their skills, Agrando searches for particular qualities that align with the values of the company. The company also has an open line of communication to ensure transparency. Jonathan and his colleagues also make a 360° evaluation of performance and make improvements where necessary. The group is breaking new ground in the digital world while also carving out a place for themselves. Together, the team is breaking ground in the digital realm while nurturing a niche for themselves.

DEALING WITH THE PANDEMIC

The pandemic inflicted the European agricultural market in over one way. A large proportion of production was destroyed. Barriers to the movement of farmers have had a significant impact on output, particularly in horticulture farming. While the scenario has changed, involuntary outbreaks continue to cause poor working and housing conditions for small firms, resulting in a production shortfall.

The period mainly affected family-run businesses that lacked knowledge of how to deal with this novel adversary. And supporting them amid the restrictions was quite an endeavour. Despite the transgressions, Agrando outperformed and prospered during the pandemic. It leveraged its digital capabilities and shifted to work from home, widening its operational horizon. This helped them stay connected, expand the team and help the business grow.

ON A VISIONARY PATH

Agrando was born with a vision to digitalize agricultural trade throughout Europe. To date, Agrando has registered over 20,000 farmers, with 1000 new farmers adding each month. The Consistency is shaping a sustainable agriculture market where partners can collaborate in a non-competitive environment. In 2020, it expanded into Austria and to France in 2021. Recently, it also put a prominent financial feather on its cap. In July 2021, Agrando closed its Series-A funding round with the highest sum in Agtech in Europe ever. Investors, such as the Munich-based Yabeo Impact AG, Sony Innovation Fund and Investbridge, joined existing investors such as June Fund and JLR Star.

Agrando intends to keep offering long-term professional help to family-owned farms. Not only to survive the current instability, but also to be profitable. With its skilled workforce and tech innovations, Agrando will undoubtedly achieve its goals and become a high-flyer in the domain.

TO EVERY ASPIRING MINDS

“As long as you keep going, you don’t fail. “I truly believe in that saying, and I can only follow it by constantly being open to learning.” - Jonathan Bernwieser, CEO

A PREMIUM BRAND OF BAGS AND ACCESSORIES THAT ENSURES FASHION WITH PURPOSE

Dr. Amit Mishra | Business Connect

Baggit is a brand that doesn’t need any intro duction; its name suffices to illustrate the qual ity and value the brand has created with its outstanding products.

Baggit is a ladies handbag brand whose prod uct portfolio also includes wallets, men’s bags and ladies’ belts. Catering to the mass premium segment of the audience, they have also started making a significant contribution towards eth ical fashion by adding recyclable products to their portfolio.

Also, they recently launched a value brand ‘gg’ to provide its customers with a functional line of bags that fit well in their everyday life. The brand name ‘gg’ has been derived from the brand name ‘Baggit’ because of the 3 decades old brand equity of Baggit.

Baggit bags are sold over 1000 counters, which include Large Format Stores such as Lifestyle, Shoppers Stop, Central, Pantaloons, etc. and 55 Exclusive Brand Outlets. Besides this, Baggit has a strong online presence at www. baggit.com and leading online marketplaces, which include names like Myntra, Amazon, Flipkart, Tata Cliq and many more.

Baggit: A brand that encourages Fashion with Purpose defines its uniqueness and sets it apart in the market. Choosing to be a vegan and eco-friendly product is crucial for them. Being a business with a cause was an idea 30 years ago, but today it is the driving force of the com pany. Their incredible vision is something that their consumers can relate with and trust them for.

And, it’s quite essential to keep driving home the point, whether it is through their products or the allied messaging they send out. As a brand, they strive to provide a superior quality

NINA LEKHI MD & Chief Design Curator

products, but carving a niche goes beyond that. Ensuring that they are also perceived as a brand with strong core values, ethics and beliefs, is quintessential. This comes out in their messaging whether it is to reinforce their commitment to be vegan or encourage conversation on important socio-cultural narratives, so that their vision to be a brand with a cause is justified. That is what they are purely focusing on. At Baggit, it’s not about having an edge but sharing a common belief that people can resonate with them not just as a consumer but as a stakeholder.

CREATING A VALUABLE TRUST OF CLIENTS

Baggit has always focused on providing the optimum product mix comprising of the latest trends to cater to all customer segments. With the launch of gg, they have developed a value line of merchandise for ad dressing the needs of the price conscious customers who do not want to compromise on quality too. By addressing the needs of their end user, they are also keeping up with the client’s expectations, hence it’s a win-win situation overall. Adding to this, they have also created a recyclable product range that will soon hit the stores giving both clients and end-user variety in terms of collection.

SYNCHRONIZING WITH THE LATEST NEEDS OF MARKET

Change is the only constant and any brand in the accessories market is their competition. They as a brand stay relevant via in house product designs and also meaningful message driven campaigns. From 3 decades Baggit has stood for a seamless combination of style, strength and design in the fashion industry. The ‘PutItOnTheTable’ campaign last year helped to strengthen the brand image. Focusing on gender equality, the campaign captured the essence of the issue with Bollywood youth & style icon; Shraddha Kapoor is the brand ambassador.

WORK LIFE AT BAGGIT

At Baggit they strongly believe in values such as Professionalism, Respect & Trust and Excellence. When they recruit professionals, they train them and help them to adjust to the working atmosphere of the organization. They have executives who are still there with them for the last 25 years. Today, they recruit professionals based on their specialized sectors, they believe in converting industries into universities where they learn, train and grow, which also helps in the growth of their employees professionally and personally.

At Baggit, they stringently encourage work life bal ance. Every year they organise camps, yoga sessions, regular vision seminars, etc. for their employees, which boosts wellness and develops a positive ap proach towards the company even during the chal lenging times.

GOING INTO THE DEPTHS OF RESEARCH

R&D plays a significantly important role at Baggit as it helps them to be synchronized with the market trends and maintain a competitive edge by sizing up the business opportunity. They regularly conduct Brand Health Check and Usage and Attitude study to monitor brand performance and constantly keep tabs on the changing category behavior. Adding

to this, they also collate regular customer feedback w.r.t. their products and overall ambience in the store with the help of POS level feedback forms which are automated through their system.

Combining inputs from R&D led activities with the creative ideas and customer insights they are able to take the product and customer experience to the next level hence contributing to the growth of the company.

ACHIEVEMENTS AND MILESTONES TO BE PRAISED FOR

• 2000 - First exclusive Brand Outlet launched

• 2005 - Nina Lekihi voted as one of the most powerful business women by Business Today.

• Ranked the highest selling brand in Large Format Stores - Handbags category.

• 2014 - Peta Vegan Fashion award - Best Brand Women’s Wallet category

• 2017-18 - Presence in international markets like Srilanka & GCC.

• 2019 - Presence across 1000+ doors PAN India including 50+ Exclusive Business Outlets

• Best Performing Retailer - Fashion AccessoriesInorbit (2010)

• Best Brand Award - Shopper Stop (2011 - 15)

• PETA Proggy Award - Fashion without cruelty (2014)

• Make In India - Award for Excellence (2015)

• Best TVC of the Year - The Activation Venues Forum Awards (2018)

• 26th most watched TVC (2018) - Campaign India Top 50 Ads of 2018

FUTURE PLANS

In India, Baggit currently has its presence in 100+ cities including Metros and Tier II cities, with 55 Exclusive Business Outlets around 750 plus counters, including LFS and Trade. In the coming months, they have plans to open their exclusive outlets in Tier II cities and also introduce a value line of merchandise for addressing the needs of the price conscious customers who do not want to compromise on basic quality too. Apart from its presence in Sri Lanka, the brand has entered Dubai as well and is exceptionally performing well. The bigger vision is to make Baggit a global brand in other countries.

ARE EDTECH STARTUPS TRULY SHAPING INDIAN EDUCATION SYSTEM?

Ginni Rometty, An American Businessperson

• Present stats depict India reaching a Rs 5 Lakh Crore economy ($ 5 trillion) in the coming five years and Rs 10 Lakh Crore($10 trillion) in the next eight years with Education and training sector emerging as one of the major contributors to the economic growth.

• Presently about 4000 Edtech Startups are running in India.

• India retains its position as the 3rd largest start-up ecosystem in the world with more knowledgeable professionals coming under the Entrepreneurship umbrella.

The only way you survive is you continuously transform into something else. It’s this idea of continuous transformation that makes you an innovation company”

In recent years, India has emerged as a rapidly growing economy but has there been a similar achievement attained in education? According to current reports, the revolution made in Information and communication technology has rejuvenated the Indian education system. In India, the rise in educational business took place with the launch of online learning (E-learning) methods (Mobile or Tablets and Video Learning) which completely transformed the traditional processes of teaching. The new approach termed as “Edtech” offers a wide range of learning tools both for students and teachers. According to recent reports, the global market of education technology is expected to grow to $ 41 billion at a CAGR of 18.5% by the year 2022.

Social media revolution, e-publishing, and e-books have altogether metamorphosed the roots of education. According to Prof. S. Sadagopan, Dean, IIIT Bangalore, the dig ital revolution has impacted every youth and the fundamentals of learning popularly called 4Ls of Learning- Lecture, Library, Laboratory, and Life.

Examples of some pioneering Startups Education companies like College Dekho (2010), Byju’s (2011), Vedantu (2011), Simpli Learn (2012), Nayi Disha (2012), Embibe (2012), School Guru(2012), Testbook (2012), Superprofs (2014), upGrad (2015), Unacademy (2015), are to name a few have gained novel technologies, and are changing teaching styles to improve learning experiences and results. New technologies like AR (Augmented Reality), VR (Virtual Reality), Blockchain and STEM (Science Technology Engineering Maths) Labs have been successful in producing products through Ed-tech startups in India which are of tremendous use in overall learning of mechanisms.

Over the years, despite advances in our education system we haven’t been able to increase ranking in the Global Prosperity Index (104th position in education, Annual Global Prosperity Index 2018). The lacuna lies in its western origin. Much of India’s present education system doesn’t give freedom to choose the desired career.

However, the rich legacy of ancient India in the learning of science, arts, medicine is outstanding. The knowledge centers at Takshashila, Kanchipura, Nalanda, Odan tapuri, Sri Dharyakataka, Kashmira & Vikramshila had a great glory in the past. Many foreign travelers like Fa-Hien (China: 399-412 A.D. Chandragupta II period)

and Hiuen Tsang (China: 629-645 A.D. Harshvardhana period) who visited India in the 5th & 7th centuries A.D. had found flourishing universities of the world-wide repute in India. Nalanda University near Rajgir in Bihar was one of the reputed universities of ancient times, owing em inent scholars, large buildings, library, prayer halls, canteens, hostels and oth er academic centers in its campus. The subjects taught over there were Gram mar, Logic, Metaphysics and Ritualistic books.

According to recent reports, India at present spends about 4.6% GDP on edu cation and aspires to spend about 6% in the coming financial years.

With the draft finalized for NEP-2019, and already running Pradhan Mantri Kaushal Vikas Yojana (PMKVY) 2016-20 schemes, Pradhan Mantri YUVA Yojana for developing Young Entrepreneurs, NRF (National Research Fund) for over coming funds for researchers, National Scholarships/ Fellowships and educa tion loan for School, college and Uni versity students Modi Government has generated a lot of hopes for a significant improvement in filling the gaps of the present education system in India.

Education Startups have a brilliant fu ture. Revitalization of the higher educa tion system will bring the world-class ed ucation system in India and help to reach its aim of turning into a “Knowledge Su perpower”. We need to bring excellence in the teaching and evaluation system by introducing the latest technology and make its accessibility to students belonging to small towns and villages. Leadership is required to bring a revolu tionary change in every nook and corner for improvising the system, the buzzword to attain in higher education is “Quality”. The linking of Universities with society, business, Startups, and industries are required on an urgent basis. The perpet uation of Private universities in parallel is a good signal of the growing educa tion industry in India which has brought competition and better opportunities for students and researchers. The number of MOUs may be signed for collabora tions with Government organizations, Industries for bringing opportunities for entrepreneurship.

STEWART F. LANE

The Man Who Made Theatre a Digital Experience

Kajal Dobhal | Business Connect

Has streaming become the new face of theatre? During the pandemic, the answer is definitely “yes.” Although the authentic experience of live theatre can only be enjoyed physically, digital platforms have ushered live entertainment to a whole new era and will remain a part of the industry post lockdown. Streaming visionary and six-time Tony Award winner, Stewart F. Lane speaks on this, “I have been involved with filming stage to screen productions for many years because I believe it expands the audience for Broadway”.

Lane is an eminent theatre producer with a decades long career of critically acclaimed live shows and he is co-owner of the legendary Palace Theater. In 2015, Lane founded BroadwayHD and it is transforming the Broadway industry by streaming full length shows on the Internet. BroadwayHD has often been referred to as the “Netflix for Broadway”. In it’s short history, BroadwayHD has made the Guinness World Record for the first live stream of a Broadway show, won eight Telly Awards, been nominated for a Webby, and amassed subscribers in 124 countries. Meanwhile, the average age for a Broadway ticket buyer dropped for the first time in over 20 years. This change in demographics is evidence that by making Broadway accessible to a younger and more diverse audience on the Internet, it is motivating them to buy tickets to the live stage shows. BroadwayHD is proving to be a win-win for everyone who loves Broadway by serving the current Broadway fan and ensuring a strong audience for the future.

ONE-OF-A-KIND STREAMING PLATFORM

BroadwayHD is a niche subscription streaming platform having full-length stage plays and musicals captured specifically for multiplatform viewing to theatre fans across the globe. BroadwayHD offers unlimited on-demand access to a library of 300+ theatre productions from Broadway to every subscriber. Every piece of content on the platform is a treasure as it had to cross several barriers before hitting the spotlight. The platform is engineered by a team of theatre enthusiasts, tech-experts and digital marketing specialists, whose combined focus resides on making theatre available to everyone. “The ticket-buying audience for the live stage shows is easy to reach and affluent. And theatre fans that could not afford tickets or get to the theater are thrilled to have access to a brand previously unavailable to them”, asserts Lane.

BroadwayHD’s Motto - “If You Can’t Get to Broadway, Get to BroadwayHD”.

BroadwayHD’s positive reviews, an enormous fan base and international recognition fuel its popularity for their digital filmed shows. The platform is barrelled with emerging innovations so that subscribers get access to a robust and dynamic library of continuously streaming content. Incorporating subscriber feedback and staying ahead of technology trends creates opportunity for new shows and builds a constant pipeline for streamed contents.

STEWART F. LANE Co-Founder / CFO

LIVE THEATER BACKGROUND

Lane’s motivation in establishing BroadwayHD is driven by an exceptional career in the theatre arena. His passion and love for theatre started in childhood after seeing Neil Simon’s “Little Me” on Broadway. Making up his mind to pursue a career in theatre, he attended Boston University and received a Bachelor of Fine Arts Degree in Acting. After five years starring in regional theater and touring productions, Lane wanted to return to New York so he set his sights on producing. Lane worked on Broadway as an Assistant House Manager and eventually secured a position working for his mentor James M. Nederlander.

Lane’s experience and love of live theater has led him to his place as a theater historian. Lane has authored the books - Black Broadway: African Americans on the Great White Way, Jews on Broadway: An Historical Survey of Performers, Playwrights, Composers, Lyricists and Producers, 2d Ed. and Let’s Put on a Show! Theatre Production for Novices. These books are a holisticguide to anyone aspiring to a career in theatre production and those interested in the rich history of theater.

Lane not only re-defined the theatre experience but has also given back to the theatre community. Lane serves on the Board of Trustees at Boston University, The Actors Fund and The American Theatre Wing. He has formed scholarship funds at Columbia University Business Graduate School, Boston University College of Fine Arts Undergraduate School and UMass among others. He has actively supported LaGuardia High School and many other performing arts schools across the US. In honour of his efforts, Five Towns College has renamed their business school the Stewart F. Lane School of Business for his contributions to the World of Entertainment.

A COURTEOUS AMBIENCE

‘Safety’, ‘Respect’ and ‘Community’, these are the three core values that uphold BroadwayHD. Lane envisioned this platform not only to propagate the splendour of Broadway but to empower theatre enthusiasts as well. At BroadwayHD, whether it’s employees, the subscriber’s data or content – everyone and everything exult a wholesome environment. The cohesiveness amongst these propels the brand to a broader community and helps it thrive. Every team member puts forth an equilateral love and appreciation for the theatrical productions and responsibly protects and promotes that content. A lot of Lane’s and his team’s efforts go to live stage shows but still, they manage a work-life balance by spending time with their families on weekends and vacations.

BESTOWED WITH REVERENCE AND ACCOLADES

Lane’s eminence and experience make him a connoisseur of his segment and constantly powers his goal to re-define Broadway shows. Through his media technology platform, he has sculpted the long-standing art from an elitist form to an art form accessible to everyone. “Our shows are priceless, and we treat them that way and our content partners appreciate that and the subscribers adore it”, Lane exclaims wholeheartedly. He has produced the Olivier winning Top Hat, and Olivier Nominated musicals ‘Thoroughly Modern Millie’ and ‘Ragtime’, and the world premiere of JFK: A musical Drama as well. His longlasting stretch has fostered many more timeless shows and shaped him to the pioneer he is.

Lane was bestowed with the Guinness World Record in 2016 for premiering the first Broadway Show (She Loves Me) as a live stream. He has received - 4 Drama Desk Awards, a Drama Critics Circle Award, an Outer Circle Critics Award and a Drama League Award. His productions and talent are further conferred with the prestigious Ellis Island Congressional Medal of Honor, The Actors Fund Medal of Honor, The Jewish National Fund Tree of Life Award, and many other prestigious awards.

Lane launched a Trailblazer’s Rail of Content on BroadwayHD to impart support to the marginalized voices – Women, LGBTQ and other under represented communities. BroadwayHD shines a spotlight on the under represented so that they are encouraged to pursue similar opportunities as the established artists. In his journey to revamp theatre culture, Lane aims to infuse his platform with engaging content and cement his ultimate goal of creating accessibility for all. He further comments, “I look forward to more vibrant content and my place as a mentor and advisor to inspire the next generation of theatre-makers and audiences.”

WORDS

“

OF WISDOM BY STEWART F. LANE

Believe in yourself – it is the best investment for your career and life. Be sure of what you are doing and the audience you are attracting. And always be ready for a roller coaster ride of winning and losing! ”

TY SAGALOW, INNOVATION INSURANCE GROUP

Avishek Singh | Business Connect

I recently sat down with Ty Sagalow, CEO of Innovation Insurance Group, BusinessConnect’s 2019 Insurance Entrepreneur Company of the Year to talk about the company and its founder.

COMPANY OVERVIEW

Innovation Insurance Group is an insurance consulting firm and insurance brokerage founded by Ty R. Sagalow, a 40 year insurance veteran, former Chief Underwriting Officer, General Counsel and Chief Innovation Officer at AIG, Former Chief Innovation Officer at Zurich, NA and Founding Member and Chief Insurance Officer of famed Insurtech unicorn Lemonade.

IIG focuses on three core practice groups: insurance expert witness services, insurtech consulting and bitcoin industry brokerage services.

TY R. SAGALOW

Ever since Ty was a little boy, all he wanted was to be an actor, but his mother convinced him that the vast majority of actors don’t make any money so he set out to be the next best thing, a litigator--the kind of lawyer you see on TV. He ended up going to Georgetown University Law Center, one of the finest law schools in the country, when by chance one evening he was having dinner with the father of a friend. The father ended up being Hank Greenberg, the legendary icon in the insurance industry, the CEO of AIG, who on the spot asked Ty to join AIG.

Ty R. Sagalow | CEO & Founder

In 1983 Ty joined AIG as, of course, a litigator, but soon found out that a game composed of winners and losers at trial was not for him. He liked win-win solutions, preferably creative ones that has never been tried before. As Ty puts it, if you want to succeed in business the easiest thing to do is to pick a field with not a lot of competition, and then become the best at it. Insurance has never been known for being innovative so staking a claim to be considered one day the most innovative person in the insurance industry seemed like low hanging fruit. Besides, Ty really liked doing things differently. For instance, when at AIG Ty was asked to estimate the amount of losses his insured directors and officers policyholders would suffer as a result of lawsuits arising out of the Y2k crisis, he also saw an opportunity to create a new insurance product. AIG created Y2k Insurance for company executives adding millions of dollars of new premium to the bottom line. This, in turn, led to Ty examining the Internet as an once in a century phenomenon that would bring tremendous change in the economy and to society. To Ty that meant new risks and new risks meant an opportunity to create a new insurance policy. Ty become the Chief Operating Officer of AIG’s new eBusiness Risk Solutions division and created Cyber insurance, now a 3 billion dollar industry. A few years later AIG senior management asked Ty to head up innovation and product development for AIG globally.

Kriti Anand | Business Connect

FOUNDING INNOVATION INSURANCE GROUP

In 2012, at the age of 54 and after spending almost 30 years in legacy insurance companies, Ty decided to strike it out on his own forming Innovation Insurance Group where he would work to create new types of insurance products, and insurance models. Soon IIG became the “go to” place if you needed an insurance product to run your business that simply didn’t exist.

An example will illustrate the point. An entrepreneur had a business valuing intellectual property like company patents. He went to the banking industry and suggested that they could increase sales by loaning companies money based on the company’s intellectual property which the entrepreneur would value for the bank. The bank said “we don’t trust your valuation”, and refused. Later the entrepreneur went back to the banks, and said, “What if my valuation was guaranteed by an insurance company? Then if the loan falls, you’d just have to lay a claim to the insurance company and they’d pay you out.” The banks said that they would consider. So, the entrepreneur went to a large insurance broker and asked for an “intellectual property collateral guarantee” insurance policy.The broker said that such a product did not exist and referred the entrepreneur to Ty. Ty created the one and only Intellectual Property Collateral Insurance with a major insurance carrier.

When the bitcoin industry starting heating up in. 2014, it should be no surprise that Ty created the first bitcoin theft insurance policy.

THEN CAME LEMONADE

Lemonade was not so much about new products, but a new business model, a completely new way of conducting insurance. In May 2015, two Israell entrepreneurs, Dan Schreiber and Shai Wininger, came to Ty with an idea: They wanted to create a company in the insurance industry called Lemonade, which had something to do with community. After spending three days brainstorming the idea in Israel, Ty agreed to come on board as employee #3 and the company’s Chief Insurance Officer.

Lemonade became the first licensed and regulated InsureTech insurance carrier in the United States and is widely viewed as one of the founding companies of the InsurTech phenomenon. Geared toward millennials,

Lemonade would sell homeowner’s and renters insurance in seconds through an mobile app, pay claims as fast as 3 seconds and give all excess profits to charity. In less than three years it became the number 1 new business insurer of rental insurance in New York and other major markets and obtained “unicorn” status, a term referring to a private company with a valuation in excess of $1 billion.

After working with Lemonade for four years and writing a book, The Making of Lemonade (available on Amazon), about it, Ty retired from Lemonade and went back to find and launch the “next Lemonade.” As Ty says, “What I do for a living, what I enjoy doing, is creating, bringing something from zero-to-one.”

TY TODAY

Ty created Innovation Insurance Group in 2012, after leaving Corporate America after thirty years, and then dove into the adventure of Lemonade, and when that adventure was over, went back to help the insurance industry continue to innovate and create in a postInsurtech world.

Today Ty Sagalow, the 36-year veteran of legacy insurance and one of the founding individuals of the Insurtech industry, is working on making this transformation possible by giving speeches, doing book tours, and urging people to think differently. He has been interviewed on the topic of innovation and insurance by many organizations, speaking about Lemonade and InsurTech, and the changes that the insurance industry has to make in light of the societal changes that has accurred over the last ten years.

And, of course, Ty is back helping form new companies. He is the Co-Founder of Assurely, an Insurtech MGA which provides directors and officers insurance to crowdfunding and online capital raising companies, a Partner in Profound Specialty, an insurance program administer specializing in unique coverage like professional jockey accident death and disability, and the Chief Insurance Officer of BlockRe, a technology and insurance broker serving the cryptocurrency and blockchain space.

No one can foresee what the future of the insurance industry will be but what can be certain is that with Ty Sagalow as part of it, it is bound to be interesting.

Entrepreneurial ideas for people who love traveling

Imagine getting paid to go or to share your excitement for movement by helping other people with their excursions? The Internet and computerized gadgets make working anyplace you can get online an approach to construct a business around your way of life, including travel.

So gather up your packs, and head off into the nightfall with these six self-start venture thoughts that either includes you voyaging or helping explorers.

Travel Blogger

Blogging on any point is an incredible method to have a self-start venture, however for voyagers, it tends to be especially fun. There are boomers blogging about their undertakings out and about in their RV. Like all web journals, bringing in cash as a movement blogger requires building an after who need to think about your experiences. Adaptation of the blog can be through offshoot programs, supports, promotion takes care of (for example Adsense), or selling promotion space.

Contingent upon the sort of blogging you do and the number of devotees, you can procure free stuff also.

Travel Writer

Here and there, travel composing and blogging are comparable. The thing that matters is that in movement composing, you’re offering your articles to another magazine or blog. There are numerous magazines, on the web and off, that won’t just compensation for your piece however may even take care of everything for the outing. Further, a few distributers enlist journalists to write travel guides.

The test of turning into an independent travel author is in finding the work. Like most independent composing occupations, there is a back and forth movement, so you’ll have to conform to one extreme or another way of life. In addition, you need to hold fast to what editors need, which may vary from your inclinations.

Photographer

Photography is one of the best Hobbies that can be a Business There are two different ways to bring in cash from movement photography:

Get recruited by an organization, generally a distribution, to take photographs, or Sell your photographs sometime later to distributions, through online advanced photography destinations, or by making a product, for example, a banner or tee shirt.

Being a photographer can build your attractiveness as a movement author, too.

Travel Consultant

Dissimilar to travel planners that book trips, a movement advisor work with individuals on an assortment of movement issues. It could be planning individuals for movement (for example new parents who are voyaging abroad) or organizations requiring data on social issues in selling their items abroad, or universal travel for their workers.

Travel Planner

With assets, for example, Expedia, there’s some idea that the requirement for travel planners is lessening. Be that as it may, numerous explorers despite everything like master help and individual assistance. While you can open for business all alone, there are locally situated travel planner openings that could make it faster for you to begin in the event that you have no involvement with booking travel for other people.

One approach to tempt customers is by offering a specialty administration, for example, Disney excursions, or African Safaris. You can likewise concentrate on a market, for example, family travel, travel with pets, or corporate travel.

Tour Guide

So as to be a local area expert from home, you should live in or approach a spot people need to visit. For instance, I live in focal Virginia, under 10 miles from two Founding Father’s homes and various Revolutionary and Civil War memorable locales.

extraordinary outside regions you can have grand climbs or fledgling visits. In the event that you know the best foodie foundations, you can set up food visits.

Translator

On the off chance that you can communicate in an unknown dialect smoothly, you can offer your capacity as an interpreter. Interpretation can be in the composed structure, yet in addition through verbal correspondence.

In movement, numerous business heads need interpreters to assist them with arranging bargains. Interpreter abilities can be useful as a local area expert, too.

Social Media Influencer

Turning into an influencer can be more troublesome than different choices; there are individuals via web-based networking media who are getting paid to travel. A portion of these individuals are bloggers, yet many are on Instagram, sharing photographs of their movement undertakings.

By and large, influencers get paid or get complimentary gifts (for example free retreat stays), through sponsorships. Member advertising is another way an online networking influencer can procure a salary.

In any case, your visit administration doesn’t simply need to be about history. Numerous more seasoned towns have phantom visits. Or then again in the event that you have At the point when you consider quaint little inns you most likely consider enormous old homes with a few rooms. Be that as it may, you just need a solitary room with a restroom to offer a spot to remain for explorers. Alongside a perfect spot to rest, voyagers will expect breakfast and perhaps an evening tidbit or tea. It’s a pleasant method to meet individuals, share your nearby, and find out about others around the globe.

NEXUS BILLING PRIVATE LIMITED MAKES THE JOB EASIER

Here’s a silver lining. Nexus Billing private limited healthcare help physicians build profitable practices through revenue growth. To create a flourishing medi cal practice, you need an X factor that distinguishes your practice from others and helps you be organized and a better service provider. Nexus provides an enhanced vision to be proactive in your work, considerate hands to carry the extra load, and brains to analyze your data, so you can stop relying on your gut. The Nexus Billing team gives you that x-factor.

“Nexus Billing manages physicians the way sports agents manage ath letes: with the passion and thrive to help them up to their game and make them shine. It’s not just about handling bills and paperwork; nexus takes care of you, your patients, and your practice”.

Nexus Billing does everything, be it processing the pa perwork, holding the patient’s hands, and providing data that makes sense. This can save your lot of money and more importantly time.

How choosing Nexus can be a giant leap: With 30 years of experience in providing the best business services to physicians, Nexus has all the acquired skills and exper tise to help you build the most profitable, most efficient practice possible.

STANLEY S SELVADOS Director of Internationals Relations

Anand | Business Connect

For a physician, it is important to remember their vision, their passion for medicine and not let the challenges of the day—from a busy waiting room to lots of paperwork, gradually drag them down. Physicians are and need to al ways be the “empowered givers,” focusing not on them selves, but rather on their patients first.

In this evolving age of technology and new government policies, physicians are stuck spending too much time on paperwork and not enough on their patients. Patients don’t want to keep sitting in the waiting room only to have their problems dismissed by an overloaded physi cian. Some exceptional clinicians may be able to manage the task for the time being without needing an expert to take care of administrative chores, but it won’t be easy.

The top four challenges for physicians are : 1- Constant drain on time and energy by managing pa perwork and reporting requirements 2- Inefficient Electronic health record data entry: 3- Managing Quality Measures 4- Remaining independent

Verifies patient benefits: To make sure smoother pro cesses, the team of Nexus Billing verifies patient bene fits and eligibility, and requests all pre-certifications and pre-authorisations.

Meeting your unique needs: Insurance companies, gov ernment regulations, and industry changes affect your business differently. Nexus Billing crafts a custom-tai lored strategy that gives you exactly what you need.

Reminders and Follow up: Manages your schedule and sends out timely appointment reminders and follows up. This saves you time and keeps you organized.

Reports: Gives customized reports so you can keep your finger on the pulse of your practice.

Eases up the journey: Makes the process painless for ev eryone: patients, office staff, and physicians.

Up to date: Is updated with the current regulations— and what’s coming—so you can collect with confidence.

Customised support and fresh ideas: With a personal, analytical approach, the company helps you find fresh

Kriti

ideas, finesse your plans, and connect with the business movers and shakers who can help make it happen.

Vigilance on the quality: Nexus billing team of experts maintain vigilance on the quality of service Every single service has quality assurance. The use of modern tech nology, timely and quality deliveries, industry standards, skillful and experienced workforce are its USPs.

A better network: Nexus billing works with physicians from all corners of the healthcare sector, so it has unique expertise and insights to help you build a stronger practice.

Round the clock service: They know that you start be fore 9 and end after 5. With Nexus round-the-clock ser vice, if you need them, they’re there.

Data-driven approach: Whether you need to expand, rehaul your process, or refine what you’re doing, Nexus Billing takes a data-driven approach to help make your practice as profitable and efficient as possible.

WHAT CLIENTS SAY

A company is known for its clients’ experience. A happy and satisfying experience creates a lasting impact besides speaking a volume of involved professionalism. This is what the service users have to say:

“Nexus makes my job easier. They are my go-to whenever I don’t under stand anything financial or billing related…It’s as easy as getting on the phone, sending an email or a text message saying I need help… and it’s done.”

Leo Treyzon, MD, Gastroenterologist

“I switched to Nexus because of their many years of experience with bill ing, their amazing reputation with the community and their availability and efficiency…Somebody will get back to our office very quickly, whether it’s with an email or a text or a phone call, within seconds or minutes they will go out of their way at any time of the day, evening or weekend to answer our questions.”

Susan Baker, MD, Rheumatologist

“The best part about working with Nexus is that we don’t hear back from our patients very much regarding their interactions with the billing company because they are very satisfied…Where they helped our practice the most was consulting us through the transition from an in-net work doctor to an out of network doctor”: Jonathan Ellis, MD, Gastroenterologist

It’s very difficult to keep up with the ever-increasing re quirements for materials and keeping records. but when you have professional services from Nexus Billing dedi cated to meeting all your extra requirements, so that you are free to concentrate on what you do best: treat patients you have chosen the right track. Besides providing excel lent clinical service, physicians today are also expected to save money and make sure that the paperwork and en tries are all notes timely. This creates a better relationship with patients.

Any practice can expand, but sometimes you need a little boost to bring your big ideas to life. Nexus Billing will help your practice revenue grow. With the billing and coding services, you’ll get the standard stuff, plus that extra Nexus touch.

Pet Care Solutions Pvt. Ltd. Ecommerce: Pet Products

A MUCH-NEEDED PET CARE INITIATIVE OLIVER PET CARE SOLUTIONS

COMPANY OVERVIEW

Oliver Pet Care, a pro-technology pet care initiative, was established to help India’s pet owners gain prop er access to quality health and safety products for their treasured pets. The Indian market is saturated with toys, food items and daily use products, but there was a lack of rehab products for pets suffering from disabilities, or old age, or both. Oliver Pet Care seeks to fill up this lack in the market by providing pet owners with essential products needed for their disabled or ageing pets. Some of the notable products at the Oliver Pet Care website are Walkin’ Wheels, to give senior or injured dogs the support they need to recover. In the case of senior dogs, it is not necessarily recovery, but keeping them comfort able and mobile.

The product range includes Ready-to-use Splints, Dog Harnesses as well as ready to use adjustable wheel chairs. In the case of injured and handicapped animals, product stability, quality and durability are of the ut most importance. Therefore, Oliver, after using and experiencing various options, narrowed in on Handi capped Pets, a world leader in pet rehab products.

Their attempt is not limited to make life easier for dogs in need of special aids, they launch new, innovative products, whichIndia’s estimated pet population of two million pets need.

JERU JEEJEEBHOY Director

Animals are becoming a part of our daily lives and our families. From nuclear fami lies to millenials, most of us have or want a pet, and are prepared to devote our time to raise and care for them. To make that easy for us, Ms Jeru Jeejeebhoy and Mr. Fram Petit (Co Founders& Directors) founded Oliver Pet Care Solutions in 2016. They make it possible for the pet owners all across India to find easy access to top quality products, services, and tips that they need to care for their animal friends.

Oliver is dedicated to the Indian pet and its safety. They have the world’s best GPS tracker for pets. The num ber of missing dogs is shocking, and the recovery of lost pets can be a challenge. To keep the pet parents connect ed the Tractive GPS Real Time Tracker from Oliver is the best solution there is.

Their services include Craniosacral Therapy for pets in Mumbai. Therapy for pets is available at Oliver Pet Care, Lower Parel, Mumbai.

THE WORKINGS OF OLIVER

The Oliver Pet Care website helps parents take better care of their pets in more ways than one. Oliver’s tips on their products and pages are not expert or medical advice, but they are common sense and real life experi ences that Oliver shares with new and experienced pet

Oliver

Dr. Amit Mishra | Business Connect

parents. They write regular blogs to educate pet parents on what their animal friends need, and what they should avoid.

From food items with sufficient nutritional value, in place of ‘filler’ foods that are commonly available in the mar ket, to travel accessories for dogs and cats, they make available any and everything a pet owner may need for their four-legged friends.

People need an easy way to manage their pets, they need products and services that are easy to find and use. As easily as they are available in the market, food and toys are not the complete solutions for the well-being of a pet. There was a need for a company in the market that was invested in more than selling food and toys. With Oliver Pet Care, the first step has been taken towards making life happier and more convenient for the pets.

The idea is to help pet owners manage their pets and give them access to products for ageing and injured pets. An imals recovering from injury, surgery and old animals have specific needs and require access to specialized products. Oliver provides these products at reasonable rates to the owners’ doorsteps.

Finding quality products to address health and safe ty problems for pets and animals in India was initial ly quite a challenge for Oliver Pet Care, but they stood their ground successfully. Importing products to India, too, is no easy task: if officials are unaware of the use of a product, many are not willing to educate themselves, or acknowledge that these products exist. Such unusual hurdles and overcoming them has been worth it, howev er, since it’s not only their own success but their clients’ gratefulness that makes it worth the effort.

The clients are more than thankful to finally have these products available to them in the country.

The integrity with which Oliver operates is admirable, to say the least. They sell foods only if they know the ingre dients are not harmful, and they are manufactured using healthy, fresh ingredients - for that reason Oliver does not deal with kibble pet foods for cats or dogs. They’re firm on the quality of food their dogs eat. No fillers, no easy to open “doggie junk” food. Every product available on the Oliver web store is personally vetted. If their own animals do not use a product, and they do not have confi dence in the quality of the product, it is not sold.

They ensure the unbreakable faith of clients in your com pany through this complete honesty and integrity.

Their products are unique and beyond reproach. They prioritize research and trial. Every product is first tried and tested, consulted with the appropriate expert/ pro fessional about its safety. Once safety is established, the

product is used/ tested, and when it is deemed safe, Oli ver only then makes it available to the customers.

They focus a lot of their energy on research to bring the customers a selection of only the best new product that will be useful to them and their pets. They are not inter ested in gimmicks or useless pet games, but focus on es sential products with limited availability. They also con stantly educate themselves about the advances in animal care and technology.

Their motivation comes from the fact we have seen too many pet owners struggle to provide proper care to their pets. The team at Oliver makes efforts to try and make life easier for them.

Oliver was established on a tech-for-pets ideology. It takes the Indian pet owner/ carer/ vets a long time to realize the benefits of technology in caring for these ani mals. Unless new systems are infused, the pet industry in India will keep lagging behind, especially on health care facilities and products.

They also try to educate people on the perils of using substandard products - especially food, everyday items and medical aids. Any product, if it is substandard, you haven’t saved any money, you’ll end up spending more!

THEIR VISION

To keep the pets of their clients and visitors on the web site healthy, they continue to bring for them as much in formation as they can from across the globe. Education is the key to eliminating harmful foods or products for these pets.

Their aim is to continue to bring innovation to pet care and animal health. The industry in India is static. Food, toys and daily need items are essential, but that cannot and should not be the focus of the market right now.

The vision the founders had in mind was to provide the domesticated friends with the best the modern world has to offer.

GROWING BUSINESSES YOU CAN START WITH LESS THAN $100

What’s the first thing that comes to your mind when you hear the word ” Business “? If that word is ‘money’, you have a physiologically ambitious personality. What if I re-word my question and ask, what amount of money comes to your mind when you think of business? By now your mind has already started thinking of a huge sum. Our mind is wired in a way that we connect the word business with a large sum of money. When you see things in a certain way, you deal with them similarly. Let us say, you bought a brand new mobile phone. A month later, someone gifted you a better phone. Now that you have two phones, you sell or give away your so-called old phone. If you closely look at this situation you’ll see that our perception towards things determines our action. What happens if we perceive business as something which requires a lot of money? Possibly we may never start one. But what if we tell you that there are numerous businesses that can be started with less than $ 100? Interesting isn’t it!

Companies grow through research, advertising, production, investment, and net working. Corporate houses are always in search of people who can recommend ideas and suggestions to help them grow. All you need is a network of people to refer to, your own website and a professional business card. Based on your skills and the way you can help your customers, your business as a consultant grows.

If you have a flair in writing, your skills are highly valued in the job market. If you can build customers for a company through informative and creative writing skills, you will find yourself always in demand. All you need is to develop your writing skills and read a lot. You can contact a local newspaper, and write for them for free. Learn the skill to bind your readers and you will grow your business at an extraordinary speed.

CONSULTING BLOGGING YOUTUBER

This is a trending business where everyone is trying their luck. You already have a smartphone with a camera. If you have ideas to prepare for an examination or teach a new recipe or if you know an unexplored place to travel you can make a video and upload it on youtube. There’s video everywhere. People are looking for great content, in marketing, education, medicine, engineering, entertainment and a lot more. If your video becomes popular, you will begin to get advertisements on your youtube page and this is a great source of earning.

Let us look at these 8 exciting things you can start with less than $100.

FREELANCING

You can choose to work as a freelancer for various companies rather than being employed for one company. To start with you’ll need to see what you are good at. Next, you need to talk to the companies showcasing your skills. Initial few weeks or even months you may have to work for less money. Eventually, as you build your reputation, you will get more work. Freelancer needs to have their own laptops, materials and office space. These are generally done on a contract basis.

IRCTC AGENT

Fill up the form online, submit your documents and you become an authorized IRCTC agent. You earn a commission for every railway ticket you book and a bonus for achieving the target.

MOBILE REPAIR

Nearly everyone in the country has a phone. In-fact the trend is to keep multiple phones. If you can learn the skill of mobile repair, you will probably never fall short of customers. There are many videos and online courses that can teach you this skill at a very low cost.

TUTORING

If you are a subject matter expert, becoming a tutor can be a really exciting job with almost no money. If you can develop some art of facilitating, and enhance the learning experiences of the students, you’ll find that there are many parents who are willing to hire your services.

RESUME WRITING

Resume creates the first impression. Learn the art to build a professional-looking resume for the job seekers and you can get your business going. There are multiple resources available online to teach you this life skill with little or no cost at all.

TOUR GUIDE

If you are familiar with your city, its history and have a good communication skills, you can begin as a tour guide. Visitors want someone with good background knowledge and the one who is honest and engaging. To start this business you will need to brush up on your English and get familiar with the history of the city and its monuments.

ORIGIN INTEGRATED STUDIOS

Delivering Cutting-Edge Software Solutions In The Healthcare Domain

Sanjay Kumar | Business Connect

In the past few years, Malaysian Healthcare has grasped the attention of masses across the globe due to the smooth best-in-class healthcare experience and affordable quality care offered to the travellers. Malaysia is one of the well-reckoned countries attaining the fame for medical tourism in Southeast Asia. This industry is said to be booming in the near future as the number of ageing population in the country is increasing significantly. The entrepreneurs in this domain can seek golden opportunities as the time passes by. Origin Integrated Studios is scaling the heights in the private healthcare by offering innovative software solutions for Malaysia and its regions. It is converged to render software development services in the healthcare industry and striving to form a long- term relationship with its consumer base. It has become one of the fastestgrowing Multimedia Super Corridor(MSC) software development and solutions company, headquartered in Kuala Lumpur. Incepted in the year 2015, it managed to expand its verticals in the Asian countries especially in Indonesia within a year only. Presently, it has collaborated with its consumer base for the sake of their business expansion in the Philippines, Vietnam, and South Korea. The Firm is currently serving in over 20 hospitals and 15 clinics in Malaysia and Indonesia.

Offering exceptional services in the healthcare industry such as Hospital Information System (HIS) and Electronic Medical Record (EMR), the Company has become a leading EMR solution provider with the largest implemented market share for EMR in Malaysia. During the initial phase, it started with a handful team of software developers in a confined workstation at suburb Petaling Jaya. But today, their technical team has grown exponentially to over twenty; projecting an accelerated growth of approximately 100%.

KENNETH KEE CEO

EXCLUSIVE CLIENTELE

It is an onerous and challenging task to implement the HIS and EMR solutions offered by the Company at the old hospitals. But, Origin has now acquired tremendous experience in transforming old hospitals that are about 45 to 116 years old. Some of the hospitals belonging to the oldest group in the country are Loh Guan Lye Specialists Centre, Mount Miriam Cancer Hospital, Assunta Hospital and Perak Community Specialist Hospital, etc. At the early stage, Origin offered its services to a single standalone hospital, but currently, it is serving several group hospitals and clinics in Malaysia. Their excelling success stirred the domain and they were offered subsequent opportunities to replicate to another within the group. At present, Origin is offering its exclusive services to Putra Group of Hospitals, Sunway Healthcare Group, and B Braun dialysis clinics.

ACKNOWLEDGING THE SIGNIFICANCE OF R&D

Research & Development serve as the most essential way to ensure progressive brand development by being in synergy with the market dynamics. This arena can assure incremental innovation in the services to be offered in any of the domain. The CEO asserts that innovation is more of an adaptation to the wavering demands of the relevant market. Origin has always considered R&D quite essential pertaining to its growth strategies to expand its verticals. It bolster them to remain competitive for sustainability and prolonged survival.

The perceptive CEO states, There is no escape for Origin than to incorporate technologies such as Artificial Intelligence (AI) and to integrate with Internet of Things(IoT), m Health, telemedicine and patient monitoring devices such as vital signs monitor and wearables. We do not reinvent the wheel, but we work closely with our technology partners to provide a total comprehensive solution to fulfil our customer’s requirements in the respective domain.

A GLANCE AT THE WORKCULTURE

The technical division of the Company is segregated into different teams. And each team converges on specific modules and further divides into more

confined spheres such as development and support. They wholeheartedly embrace the vibrant diverse culture of coaching and on-the-job practical skills, upgrading and learning from each other rather than the usual internal trainings. The Management offers flexible working hours to the employees but also ensures proper performance measurement of the task assigned to them. They keep a check on the quality of work and rewards the talents that rose up by outperforming others. The team members are in great harmony with each other even while working with the new norm of ‘Working From Home’,owing to COVID-19 outbreak.

The Company ensures respect and protection to its employees and also conducts regular appraisal with them to maintain a balance. They acknowledge and appreciate the diverse talent that has been assembled in the Workforce; making strenuous efforts to retain them in the organization.

MEET THE CREATOR OF THE COMPANY

Intending to keep up with the high demands of the newly established hospitals of Malaysia, the CEO, Kenneth Kee set up Origin Integrated Studios to constitute innovative products with an adroit team of software developers. He attends conferences and seminars to stay in tune with the industry veterans, healthcare specialists, and healthcare solution vendors. Kenneth initially started his career as a Sales Executive, serving an ICT Consulting Company in Asia. He was associated with the same domain for around 18 years and offered his services in banking, manufacturing, and healthcare industries. He was determined to upgrade the conventional old technological system in the hospitals by rendering healthcare digitalization. Kenneth says that the commencement of this venture took place with a request from a local healthcare provider that required a state-of-theart comprehensive EMR with HIS solution. And now, it has emerged out as one of the fastest-growing MSC Status software development and solutions companies.

Being the leader of the Company, Kenneth always ensured synchrony with the wavering market trends.

Amidst COVID-19 crisis most of the hospitals are forced to seek Telehealth solutions to serve the patients from home who are reluctant to visit the hospital. In this context, the Company integrated its solutions to an external mobile appointment system to facilitate the patients in direct online banking payment. Utilizing this exclusive offering from their end, patients can now make payment after teleconsultation for consultation services and medication to be delivered at their doorsteps.

STERLING ACHIEVEMENTS

In the past five years of its exclusive services, Origin has bagged numerous awards proudly. It has earned top industry honours and accolades for its performances and exceptional contribution to the healthcare community. Over the last two years, the Company has impressively bagged more than ten awards in its favour, from Small and Medium Enterprise(SME) association, mainstream media newspaper and magazine, consulting firm, the Government, and more essentially branding awards that included Superbrands and The Brand Laureate.

It was also offered appreciable rank by Financial Times and Statista in Asia Pacific High-Growth Companies 2020 and Malaysia’s Growth Champions 2020 respectively.

Origin has aimed to commence venture in Philippines and Vietnam, in the near future, primarily serving the Asia Pacific region. It is in close collaboration with the partners in delivering HIS and EMR solutions; willing to join hands with the right allies while pursuing their future outlooks. The Firm is striving to make its platform well-reckoned at the global level with offering comprehensive avant-garde solutions to its consumer base.

How WOMEN ENTREPRENEURS are overcoming the start-up challenge

There was a time when women were known as a housewife. Later, somehow women started working outside as less paid employees. At the time, entrepreneurship among them was like looking water on the marks. It was very exceptional. Also, in the 1900s it was very hard to do business. Then comes the IT era, the internet has changed the business landscape very quickly. the way we are selling products, services, and innovative ideas. it cannot be that easy without the internet. We should really thank the internet.

In the middle of the present decades, digitalization transformation has increased so rapidly and become so common across the industries. By getting digitalization transformation, start-up culture has been catalyzed all over the world. 2017 report from American Express, it has shown that over the past 20 years, the majority of the women who owned businesses has increased by 114%. It is more than 2.5 times has seen national growth.

As you know that every start-up faces some problems and challenges in the initial state. So, if women are facing it, this is no exception at all. Yet, there are a lot of hindrances relatively to women entrepreneurs. And they are overcoming them, here are more common challenges they have been facing and overcoming.

CURBING CHALLENGES THROUGH EFFECTIVENESS

Having great interpersonal skills, it helps you to convince people (inside, outside, and both of them) that is good for the organization. Being emotionally balanced and having soft skills, businesswomen have ability to convinces the client to fix the deal. Actually, they are growing rapidly with the help of these skills. To achieve business growth and find the right track, Team should start cooperating with the leader and distributer to deliver the exact requirement.

A business requires two valuable assets first people and second creative ideas. by having a knack of leading people in women entrepreneurs, hindrance will never touch them. Also, every entrepreneur should have great communication skills.

TAKING ADVANTAGE OF THE CHANGES IN THE SYSTEM

Nowadays people have made a start-up culture around the world which is good for the country. A new successful start-up doesn’t just help you to enhance countries’ GDP but also at the same time, it’s empowering women entrepreneurs and gathering them good business options in both ways (physical and virtual landscape). According to Forbes, recently 3 percent SME (SMALL BUSINESS SIZE) has owned by women entrepreneurs.

Also, I was reading the Forbes article where it has mentioned that the government has made an announcement and launched an online portal that helps you to sanction loans up to one crore. It is really helpful for a start-up; in this, you can get over from financial challenges. Besides, in the digital ear, they are able to sell their products with the help of e-commerce. Also, having shopping apps are helping them grow. Now they don’t need a big investor to start a company. They don’t require posh office space to perform the things as well. All they need, a laptop and a smartphone. With the help of these things, they are handling all demands.

EMPHASIZING TEAMWORK OVER INDIVIDUALISM

Sometimes we make an unhealthy decision to lead the company. however, in this way, you will have unnecessary collateral damage and will lose energy. Cooperation is a very essential thing that will help you reduce fear. Nowadays women entrepreneurs are growing so fast by emphasizing teamwork. Everyone requires leadership skills. Women do like to focus on it, they know that cooperation is a great principle than others. This is why they are working together. I think women entrepreneurs agree on these quotes.

“A team is not a group of people who work together, a team is a group of people who trust each other.” Simon Sinek

LOOKING AT THE WORLD THROUGH THE EYES OF OTHER PEOPLE

If you don’t consider wisely actual flaws in your plan, you get caught up in your own idea. women entrepreneurs think very differently, they step back

first, then get a fresh perspective. According to the situation, they are doing everything to expand the narrow idea. also, you should know that showing yourself what you can do like a new challenge, idea, and many creative things in front of new people, in this way you can engage with people and see the real problems. Women entrepreneurs believe that more if they more integrate or learn, they will evolve and grow more.

“If you change the way you look at things, the things you look at change.” Wayne dyer

BE RESPECTFUL TOWARD OTHERS

Business grows when you have a good transaction with other people. Having a respective nature will bring you more customers. Suppose that you are doing business where people don’t go and don’t like to work with you, because of abusive nature. What is going to happen with your business eventually, I’m sure businesses won’t run for a long time. However, women entrepreneurs have taken these things so seriously. They treat others with full of respect. Because they know in the way to keep up the businesses for a long time.

“Respect is the most important thing. be respectful toward others and have respect for yourself.”

SHOWING UP SIMPLY

We know that entrepreneur life is full of adventure when you are passing the path that you have created; you never know what’s going to happen next. When things get tough, it is very tough to stay in the field. However, nowadays women entrepreneurs are becoming strong to take intuitive ideas. they know that running away isn’t the solution. They have to fight until getting success. Also, as entrepreneurs, we should keep in mind that issues do not identify that things are going wrong. It means you are moving forward and you need a big source to grow.